In a large bowl, combine 2 cups shredded cooked chicken, 1/2 cup diced white onion, 1 (4 ounce can) diced green chiles, 1 teaspoon ground cumin, 1/2 teaspoon chili powder, 1/2 teaspoon garlic powder, 1/4 teaspoon salt, and 1/4 teaspoon black pepper. Mix well until evenly combined.
Pour about 3 inches of oil into a deep skillet. Heat the oil to 350°F (175°C). Monitor and adjust the heat and adjust accordingly to keep the temperature at 350°F.
Wrap the tortillas in a clean towel and microwave for 30-45 seconds to soften them and make them more pliable for rolling.
Spoon about 1/4 cup of the meat mixture onto the center of each tortilla. Spread 2 tablespoons of refried beans next to the meat mixture. Sprinkle a little shredded cheddar cheese over the filling. Fold the sides of the tortilla in and tightly roll it up, placing it seam-side down to prevent unrolling (or secure with a toothpick if necessary).
Gently place the rolled chimichangas into the hot oil. Fry for 3-4 minutes, or until golden brown and crispy. Make sure to turn them as needed to ensure even browning.
Remove the chimichangas from the oil and place them on a paper towel-lined plate to drain excess oil. Let them cool for 1-2 minutes before serving.
Video
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Notes
For a baked option, preheat the oven to 425°F (220°C). Lightly spray or brush the rolled chimichangas with oil. Bake for 15-20 minutes, or until golden brown and crisp.